Competitive pricing can make a meaningful difference when brokers are helping clients pursue their commercial property goals or invest in business real property through an SMSF.
With cost-of-living pressures continuing to bite and credit card balances rising, debt consolidation could help some clients simplify their finances and regain control of their cash flow.
The shortest answer to the question “Who could be a Connective Skip customer?”
A competitive rate remains important for many borrowers. But in today’s market, the bigger challenge is often finding a lender with policy settings flexible enough to reflect the reality of a client’s circumstances.
Many retirees have built significant wealth through their family homes, but that wealth is not always easy to access.
In construction finance, a strong project can still stall when the income paperwork does not fit a mainstream lender’s requirements.
When your client is ready to move, the new Connective Bridge Digital Scenario Calculator gives you a faster way to assess their scenario, check fit, and progress with confidence.
With property values softening in some markets and affordability improving from recent peaks, more first home buyers are seeing an opportunity to enter the market.
Not every lending opportunity is about long-term funding. Sometimes, clients simply need speed and certainty.
Connective Elevate continues to support SMSF refinance opportunities, commercial property purchases through an SMSF, and eligible residential purchase contracts entered into before 10 August 2026.
Mortgage stress continues to make headlines, giving you a timely reason to reconnect with existing clients and review whether their current lending arrangements are still appropriate.
Commercial property lending may be more accessible than you think, particularly when the application process feels familiar.
Many SMSF borrowers have stayed with the same lender for years and may now be paying rates that no longer compare with what’s available today
The Christmas cash flow squeeze can begin well before the festive season.
The Commercial Edge offer has expanded, giving eligible commercial borrowers access to reduced upfront costs across a broader range of Connective Advance loan types.
From 14 August 2026, more eligible properties may be automatically routed to SMARTval, helping streamline the valuation process across a broader range of scenarios.
A young family looking to upgrade their home in Argyle, WA.
A softer property market means the deposit gap that stalled your upgrader clients may no longer be the obstacle it once was.
In a flat housing market, new business is sometimes harder to come by. But many brokers are overlooking an opportunity already sitting in their database
As competition continues across the lending market, Connective Horizon has introduced a range of rate reductions designed to help brokers deliver more competitive outcomes for investors
If your customer exchanged contracts on an SMSF residential property purchase before 10 August 2026, we’re continuing to support new applications.
Here's something to help your clients make the most of the spring selling season.
Looking to grow your business beyond residential lending? With Elevate, stepping into commercial lending is easier than you might think.
For many brokers, SMSF refinance opportunities can be difficult to progress.
Justin Morris, Director of HCQ Finance had a manufacturing client outgrowing its existing finance arrangements.
National auction clearance rates have been hovering below historical peaks, while median days on market continue to stretch across major capital cities1.
Eligible Commercial SMSF loans can now access waived and reduced fees, providing an opportunity to save on a range of upfront lending costs.
Rather than being a higher-risk or last-resort option, alt-doc provides an alternative way to verify income while still applying appropriate credit assessment.
Connective Select brokers can now initiate a full discharge request on behalf of their customers
Don’t wait for perfect. The scenarios you’re seeing day to day are changing.
The Bank of Mum and Dad (BOMD) has been getting plenty of attention lately, with growing focus on the costs that can come with family support for borrowers.
For decades, Australians worked hard and paid off their mortgage, expecting a comfortable retirement.
Connective Horizon has announced a range of pricing improvements across its Full Doc Prime and Alt Doc Prime residential lending products
From 1 July 2027, negative gearing benefits will be limited to newly built residential properties.
For brokers working with high-net-worth clients, Connective Horizon continues to offer Jumbo Loan solutions across residential, commercial and private lending transactions.
As SMSF investors start to look beyond residential property, commercial property is coming into focus.
Some of the best opportunities sit just outside prime or traditional lending.
When clients are ready to purchase business premises, invest in commercial property or grow their portfolio, Elevate can help you.
Your back book could be full of refinancing opportunities.
The Connective Complete team is growing, and we're excited to welcome our new BDM for Vic & Tas, Michael Riley.
The new financial year has started with the sharpest working capital reset SMEs have faced in years.
As the new financial year begins, now is a valuable time to revisit clients whose property plans, financial position or preferred exit strategy may have changed.
With sharper pricing across key lending products, we're making it even easier for you to deliver competitive funding solutions for your clients.
With residential lending becoming increasingly competitive, commercial lending is presenting a significant opportunity for brokers looking to expand their offering.
Commercial SMSFs continue to present valuable opportunities for business owners and investors looking to build long-term wealth through property.
Whether your client needs short-term funding, additional flexibility or a fast solution
To celebrate the launch of Connective Skip, we're giving one lucky broker the chance to win a $250 Best Restaurants Gift Card.
Or go with a Prime Full Doc home loan, with no risk fee up to 90% for residential properties for a limited time
Getting your self-employed clients approved is easier than you think.
For many clients, the transition into residential aged care is clouded by a single, stressful question:
The Australian property market continues to attract strong interest from overseas buyers, returning expats and non-resident investors.
Large loan applications require a lender that can move with the same speed and certainty as smaller deals.
Super remains insulated from proposed CGT and negative gearing changes.
Self-employed borrowers with fluctuating or recently improved income, especially where latest financials don't reflect current performance.
Commercial property retains the ability to offset expenses against all income, not just property income.
June is here, and for Australia's small business owners and self-employed borrowers, that means one thing: tax time is in full swing.
New research conducted by Connective Complete into Australia's SME and self-employed segment regarding the Federal Budget reveals a significant shift in borrower sentiment:
From 1 July 2026, the working capital pressure on Australian SMEs could get measurably worse.
EOFY is fast approaching, and so is the end of our Move campaign.
We specialise in helping business owners, commercial property investors and SMSF trustees secure funding when traditional lending policies may not fit.
If your SMSF loan clients are on higher rates, they might be looking to refi.
Self-employed clients do not always fit neatly into standard income verification pathways.
Australia’s small business owners and self-employed are now turning their focus to June, and to tax time.
We know many Aussies are doing it tough. That’s why our Prime Alt Doc home loan option offers are now BAU from 2 June.
One in five Australians - 22% to be precise - are aged over 65. It’s a time when people are thinking about retirement, winding back, considering how to enjoy life on a fixed income.
We’ve made it easier than ever to determine whether a property fits within Connective Horizon’s lending footprint.
Connective Horizon now supports digital commercial applications via AOL (ApplyOnline), giving you a more streamlined and efficient way to lodge and manage submissions.
With the 2026 Federal Budget now handed down, attention has turned to proposed changes across property investment and what they mean for SMSFs.
As we move through the end of financial year, accountants are front and centre, working closely with clients to finalise personal and company tax returns.
With the addition of Commercial Property lending, Elevate enables brokers to support a broader range of client needs without sending opportunities elsewhere.
With the RBA cash rate still elevated at 4.35%, ATO enforcement intensifying around tax debt, and supply chain volatility, Australian SMEs are feeling the squeeze on every side.
Connective Bridge is offering $1,500 to new bridging clients to help cover moving costs - so you can help them get into their new home sooner.
Commercial bridging through Connective Bridge gives brokers another way to diversify their offering and support clients with time-sensitive or complex commercial transactions.
Our team have deep SMSF knowledge and experience, offering a wide range of structural options
Quickli is already part of how many brokers work, so this partnership is a natural fit.
When GST is payable at settlement, it can tie up your client's cash flow.
Clients paying more than they need to? There’s now a faster, simpler option for eligible SMSF clients to refinance.
We’ve expanded our Prime home loan offers to help you maximise more clients’ borrowing power, until 1 June 2026.
The traditional path to Australian homeownership has fundamentally shifted, as skyrocketing prices have transformed the Bank of Mum and Dad from an occasional source of assistance into the nation’s ninth-largest mortgage lender.
SMSF lending continues to gain momentum as more Australians take control of their retirement strategy, and brokers are increasingly looking for lenders who can support complex structures with clarity and confidence.
In a competitive market, speed matters and nothing moves faster than a clean, well-packaged deal.
An update worth noting for client conversations.
For a limited time, Elevate is offering 0.25% p.a. off Near Prime, Specialist and Specialist+ Residential Loans*
With the introduction of Commercial Property lending, Connective Elevate is helping brokers support a wider range of client scenarios without needing to refer enquiries elsewhere
Self-employed clients do not fit the mould, and their lending should not either.
With the RBA's recent rate rise adding pressure to an already complex market, we're reducing the fixed setup fee for our longer-dated (12–24 month) residential bridging loans to 0.60%, effective immediately.
Commercial bridging gives you a fast, flexible way to move on time-sensitive opportunities, backed by property strength and a clear exit strategy.
Unlike traditional private loans, Connective Advance offers highly competitive interest rates. Customers typically benefit from lower upfront setup costs, along with access to longer loan terms.
From SMSFs to family trusts, we support complex structures with clearer pathways and documentation standards.
Focused on helping small businesses and commercial property investors with property acquisition, loan refinance, and equity release.
Private Lending can help you unlock opportunities for clients with short-term, transitional or time-sensitive funding needs.
We’ve reduced our Commercial Quick Doc rates by 0.15%, and Commercial Mid Doc and Mid Doc Max rates by up to 0.25%, helping your clients secure more competitive pricing with confidence.
Construction lending is evolving. For self-employed clients, traditional full doc pathways can fall short even when the business is strong.
We’re excited to introduce commercial bridging, now available to Connective Bridge brokers.
Making commercial lending simpler with full integration and upload with ApplyOnline and servicing lingo you're used to - Net Servicing Ratio.
Connective Horizon’s Bridging solution has been enhanced to help brokers stay competitive in a growing market for short-term funding.
Our team have deep SMSF knowledge and experience, offering a wide range of structural options such as;
For a limited time, Connective Elevate is offering 0.25% p.a. off our Residential SMSF Investor Loans, giving your SMSF clients more confidence to move ahead in today’s rising rate environment.
We’ve made it faster to confirm whether a property location fits within Connective Horizon’s lending parameters.
