One loan. One repayment. Less to manage. Let’s Go.

With cost-of-living pressures continuing to bite and credit card balances rising, debt consolidation could help some clients simplify their finances and regain control of their cash flow. We're giving you more ways to help more clients say yes to what's next.

• Let’s go larger - Loans up to $5M with 80% LVR and $3M with 95% LVR
• Let’s go broader - More borrowing power for cat 1-4 and high-density securities
• Let’s go beyond - Up to 95% LVR on Alt Doc option

When you need more flex

Policy options to help

• Loan terms up to 40 years
• 1% buffer for select scenarios
• Unlimited debt consol, incl. tax & business debt.
• Refi private & solicitor debt
• Cash out for business use
• Interest only (max 5 years)

Income types

• Full/ part time
• Casual or second job
• Commissions/ bonus
• Family Tax A & B / child support
• Workers compensation or income protection

With lending for real world scenarios, we’re helping you say yes, more often. Let’s go.

Submit a scenario.

Important information

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

Information provided is factual only and isn’t intended to imply any recommendation about any financial product(s) or constitute financial or tax advice. We recommend clients consult a licensed financial or tax adviser.

Source: RBA, Retail Payments, June 2026 and Flinders Wicked Problems Report, Flinders University, 8 August 2026