Managing cashflow, bridging a gap between transactions, consolidating debt or funding renovations are just some of the reasons customers need short-term finance these days.
Why do brokers love Elevate for commercial property lending?
Connective Elevate continues to support brokers with SMSF lending, and our updated SMSF ApplyOnline Guide makes lodging applications easier than ever.
We’ve rolled out a series of enhancements across our Commercial, Residential and Private Lending offerings, all designed to give brokers greater flexibility, simpler servicing and more opportunities to get deals done.
Connective Horizon’s Vacant Land and Construction loans make a formidable package for aspiring homeowners and investors.
Connective Select has enhanced its post-settlement process to make discharges, consents and substitutions faster, simpler and more efficient.
After a short break, the team is officially back on board and ready to support you and your self-employed clients. We’re refreshed, energised, and looking forward to helping make 2026 your most successful year yet.
Early 2026 conversations are already pointing to solid demand for bridging finance. Clients remain motivated to transact, but timing, sequencing, and cash flow are the key constraints brokers are navigating.
Eighty-five percent of Australians have set a financial goal for 2026, with saving more money being the most popular at 53%.*
Looking for ways to help your investor clients get ahead? Elevate is making it easier with a limited time offer. We’re waiving the 0.3% p.a. Investor Loading on eligible investment home loans.
Big savings and new opportunities for brokers and their clients
Got a self-employed client exploring their finance options? Now’s the perfect time to take advantage.
Here’s how Connective Horizon helped a client release $500k in equity to invest in shares using rental income only.
We’ve launched Connective Elevate Commercial Property Loans, purpose-built for small businesses and investors who want a straightforward solution.
Over the past 14 years, the number of SMSFs has grown at double the rate of the population, with 1.2 million now established.
Our team has deep SMSF knowledge and experience, offering a wide range of structural options such as tenants in common, in-specie transactions, and bespoke unit trust arrangements.
With 1.2 million members and assets continuing to rise, the market is shifting from older, long-established trustees to a new wave of younger investors.
This new offering gives brokers more ways to support SMSF clients who are investing in commercial property.
The new Connective Select Broker Portal is designed to give brokers exactly what they need
We’ve recently introduced several updates to make Connective Bridge more flexible and accessible for you and your clients.
For Australians facing barriers to credit, Connective Solutions provides flexible lending options to help clients get back on track, and now, with even better value.
In 2024-2025, 156,000 people retired, with an average age of 63.8 years.
Connective Elevate’s Residential Construction Loans are designed to keep things simple, flexible, and easy to manage
Help your clients spring into a fresh start.
We’re nearing the final stage of transitioning Adelaide Bank customers to the Bendigo Bank system.
There are plenty of reasons Australians are still paying a mortgage into their 60s (and beyond):
New range of residential and commercial property loans offers flexible digital solutions.
Bigger sometimes is better – expanded loan sizes include Jumbo bridging loans.
With Connective Elevate, it’s about having a specialist in your corner to help with complex client questions
We know that not every client fits the mould.
Got clients juggling multiple loans - such as credit cards, personal loans, and mortgages?
We're committed to continuously innovating our product suite to help brokers deliver the best journey and outcomes for their clients.
First home buyers are one of the biggest borrower groups, but only 35% of Aussies feel confident they can afford to buy.
For a limited time, we’re offering an additional 0.25% p.a. discount exclusively for new applications submitted between 13 August and 12 September 2025.
These days brokers are tending to cast their net further afield than their local suburb when it comes to sourcing new clients.
Connective Advance possesses deep SMSF knowledge and experience, offering a wide range of structural options
A flexible funding solution for 60+ homeowners to support long-term retirement needs.
When a scenario falls outside of the typical structure we can offer the flexibility needed to get the deal done.
A Commercial Lease Doc loan that accepts specialised securities? You bet
As we are officially in a new financial year, there are two key topics to keep in mind when it comes to SMSFs
Help your clients save time, energy, and money with our Combo Loan offe
Connective Select, funded by Bendigo Bank, offers home loan solutions designed for flexibility.
Whether it’s an expat Aussie working abroad or an overseas investor keen to buy locally, we have a home loan to suit.
Sometimes, all it takes is a fresh lick of paint to get a property looking its best.
New financial year, fresh opportunities - which means tax returns, financial resolutions, and fresh budget trackers for you and many of your clients.
Simplified self-certification for self-employed borrowers
What's important is to help build your awareness on the key changes in superannuation while equally making sure you keep your conversations to credit advice.
With the commercial property forecast to improve through to 2026*, now is the time to position yourself, and your clients for growth.
With only an estimated 35–40 per cent of commercial loans introduced by brokers, the growth opportunity to diversify is huge. Will you be one of the brokers that benefits from the 60%?
Connective brokers now have access to a powerful new solution designed to support
Brokers working with self-employed customers now have a smart new solution to offer — Connective Horizon’s Alt Doc Construction Loan
This structure gives your client greater flexibility and a more competitive rate once their sale is complete.
The borrowers were brothers, both directors and shareholders of the borrowing and trading entitles on the loan
Following the recent May RBA announcement, we're happy to announce that we've passed on the 0.25% p.a. rate cut
Ease the fees for your customers with the purchase, investment, refinance or equity release of a combination of loans
Following the recent Reserve Bank of Australia's official cash rate cut in May, Connective Bridge will lower interest rates by 0.25%.
Following the recent May RBA announcement, we're happy to announce that we've passed on the 0.25% p.a. rate cut across all products for new applications from 20 May 2025*.
For a limited time we're offering a reduced 0.50% Establishment Fee, as well as a discounted 0.10% Investor and 0.10% Interest Only
Starting from Monday 2 June, we will transition from using IDyou to InfoTrackID where digital customer identity verification (VOI and KYC) is completed.
Private lending is growing fast—and brokers who understand it can gain a real edge.
Did you know that the SGC (Superannuation Guarantee Charge) will increase to 12% from 1 July 2025?
Marital separations can be particularly tricky, with legal fees, shared assets to divide and new housing arrangements to sort out.
For a limited time, Connective Elevate is waiving the 0.30% p.a. investor loading* on new residential home loan applications (excluding SMSF).
Whether your customers are relocating, downsizing or want to complete home renovations, our simple retirement policy and standard 25 or 30 year loan terms
We're pleased to let you know about some exciting updates
SMSF lending has around for 17 years, making it a well-established market.
For a limited time, we're offering 0.50% Establishment Fee, as well as only a 0.10% loading on Investor and 0.10% Interest Only loans.
Until 4 June 2025, access promotional rates across our Prime home loan options
A single security bridging loan is a fantastic solution for downsizers and retirees, giving them more options for their next purchase.
Premium products and practical solutions, simple to understand and easy to sell
If your self-employed clients don’t have their latest financials ready, don’t turn them away, our Alt Doc options can help!
Connective Essentials is here to support business owners in realising their home ownership goals sooner with simple verification requirements
Effective 7 March 2025 we will decrease new and existing variable home loan interest rates by 0.25% p.a.
Following the Reserve Bank of Australia's official cash rate cut, Connective Bridge's interest rates will be lowered by the full 0.25% for all new customers.
40-year loan terms are now available on our Prime home loan option.
We’ve consistently listened to broker feedback to continue delivering innovative solutions for your clients.
0.25% p.a. variable rate cut and Extra 0.25% p.a. discount – Limited time only!
Give your customers the confidence they deserve with our fully assessed pre-approvals.
We’ve recently increased (and in some cases doubled) our loan sizes and max vacant land size to help you get the deal done.
Reminders from 2024
Take advantage of Residential rate drops with reductions up to 20bps.
You and your self-employed customers can enjoy even more time saving benefits
Our flexible lending solutions help you manage unique or complex deals
Clients without a regular source of income and looking to downsize? No problem.
Connective Essentials really is built for simplicity!
Don’t miss residential rate drops, policy improvements and an interest offset facility.
Do you have clients who are considering their next move?
Don’t miss the below policy enhancements from Connective Elevate!
Here’s a tip! When it comes to SMSF loans, always ensure that the property deposit is paid from the SMSF account
To help support more customers with their construction goals, customers can now use the Connective Essentials construction home loan
Give your self-employed clients some much needed rate relief
In step with our commitment to continue delivering innovative solutions, exclusively for brokers, we have recently unveiled two new short-term loan products.
Looking for greater flexibility in debt consolidation solutions for your clients?
Did you know that Elevate new No 'No Lend' locations policy also includes SMSF lending in Category 4 areas?
We have updated our locations policy by bidding farewell to the ‘No Lend’ Suburbs.
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