Clients paying more than they need to? There’s now a faster, simpler option for eligible SMSF clients to refinance.
We’ve expanded our Prime home loan offers to help you maximise more clients’ borrowing power, until 1 June 2026.
The traditional path to Australian homeownership has fundamentally shifted, as skyrocketing prices have transformed the Bank of Mum and Dad from an occasional source of assistance into the nation’s ninth-largest mortgage lender.
SMSF lending continues to gain momentum as more Australians take control of their retirement strategy, and brokers are increasingly looking for lenders who can support complex structures with clarity and confidence.
In a competitive market, speed matters and nothing moves faster than a clean, well-packaged deal.
An update worth noting for client conversations.
For a limited time, Elevate is offering 0.25% p.a. off Near Prime, Specialist and Specialist+ Residential Loans*
With the introduction of Commercial Property lending, Connective Elevate is helping brokers support a wider range of client scenarios without needing to refer enquiries elsewhere
Self-employed clients do not fit the mould, and their lending should not either.
With the RBA's recent rate rise adding pressure to an already complex market, we're reducing the fixed setup fee for our longer-dated (12–24 month) residential bridging loans to 0.60%, effective immediately.
Commercial bridging gives you a fast, flexible way to move on time-sensitive opportunities, backed by property strength and a clear exit strategy.
Unlike traditional private loans, Connective Advance offers highly competitive interest rates. Customers typically benefit from lower upfront setup costs, along with access to longer loan terms.
From SMSFs to family trusts, we support complex structures with clearer pathways and documentation standards.
Focused on helping small businesses and commercial property investors with property acquisition, loan refinance, and equity release.
Private Lending can help you unlock opportunities for clients with short-term, transitional or time-sensitive funding needs.
We’ve reduced our Commercial Quick Doc rates by 0.15%, and Commercial Mid Doc and Mid Doc Max rates by up to 0.25%, helping your clients secure more competitive pricing with confidence.
Construction lending is evolving. For self-employed clients, traditional full doc pathways can fall short even when the business is strong.
We’re excited to introduce commercial bridging, now available to Connective Bridge brokers.
Making commercial lending simpler with full integration and upload with ApplyOnline and servicing lingo you're used to - Net Servicing Ratio.
Connective Horizon’s Bridging solution has been enhanced to help brokers stay competitive in a growing market for short-term funding.
Our team have deep SMSF knowledge and experience, offering a wide range of structural options such as;
For a limited time, Connective Elevate is offering 0.25% p.a. off our Residential SMSF Investor Loans, giving your SMSF clients more confidence to move ahead in today’s rising rate environment.
We’ve made it faster to confirm whether a property location fits within Connective Horizon’s lending parameters.
Connective Select continues to evolve, with enhancements designed to help you move faster, assess smarter, and deliver greater certainty for your clients.
When your clients run their own business, their lending should work just as hard as they do. That’s why we’ve extended all our promotions until further notice.
Deliver more value for your clients with sharper pricing-up to 60bps cut from Near Prime commercial loans.
Reverse mortgages are increasingly becoming a strategic financial tool for brokers to use with clients over 60.
Tax time is coming up and many clients, especially self-employed borrowers, may not have their 2025 financials ready to lodge.
We are making it easier for your clients to access a broader range of flexible lending options, with enhancements across Residential, Commercial, SMSF and Private Lending.
Trusts continue to play a central role in how Australians invest, protect assets and build long-term wealth.
SMSF Annual Returns are approaching, and these dates can impact your SMSF clients.
Following the Reserve Bank of Australia’s recent cash rate increase, Connective Horizon will be making a small adjustment to lending rates across parts of our portfolio.
We are pleased to advise that the following credit policy updates are now effective, designed to better reflect current market conditions and provide brokers with greater flexibility when structuring residential scenarios.
Here’s a reminder of a powerful, and often overlooked, advantage when placing deals with Connective Complete.
We’ve introduced pricing and policy updates designed to reduce upfront complexity and support clearer client conversations when structuring bridging solutions.
Here are some changes to our loan options you need to know, designed to give you more opportunities to say “yes” more often.
Retirement is often marketed as a permanent vacation, but for many, the reality involves a complex emotional and practical transition that often commences at a specific milestone.
2026 is full of opportunity for brokers who know where to look.
Managing cashflow, bridging a gap between transactions, consolidating debt or funding renovations are just some of the reasons customers need short-term finance these days.
Why do brokers love Elevate for commercial property lending?
Connective Elevate continues to support brokers with SMSF lending, and our updated SMSF ApplyOnline Guide makes lodging applications easier than ever.
We’ve rolled out a series of enhancements across our Commercial, Residential and Private Lending offerings, all designed to give brokers greater flexibility, simpler servicing and more opportunities to get deals done.
Connective Horizon’s Vacant Land and Construction loans make a formidable package for aspiring homeowners and investors.
Connective Select has enhanced its post-settlement process to make discharges, consents and substitutions faster, simpler and more efficient.
After a short break, the team is officially back on board and ready to support you and your self-employed clients. We’re refreshed, energised, and looking forward to helping make 2026 your most successful year yet.
Early 2026 conversations are already pointing to solid demand for bridging finance. Clients remain motivated to transact, but timing, sequencing, and cash flow are the key constraints brokers are navigating.
Eighty-five percent of Australians have set a financial goal for 2026, with saving more money being the most popular at 53%.*
Looking for ways to help your investor clients get ahead? Elevate is making it easier with a limited time offer. We’re waiving the 0.3% p.a. Investor Loading on eligible investment home loans.
Big savings and new opportunities for brokers and their clients
Got a self-employed client exploring their finance options? Now’s the perfect time to take advantage.
Here’s how Connective Horizon helped a client release $500k in equity to invest in shares using rental income only.
We’ve launched Connective Elevate Commercial Property Loans, purpose-built for small businesses and investors who want a straightforward solution.
Over the past 14 years, the number of SMSFs has grown at double the rate of the population, with 1.2 million now established.
Our team has deep SMSF knowledge and experience, offering a wide range of structural options such as tenants in common, in-specie transactions, and bespoke unit trust arrangements.
With 1.2 million members and assets continuing to rise, the market is shifting from older, long-established trustees to a new wave of younger investors.
This new offering gives brokers more ways to support SMSF clients who are investing in commercial property.
The new Connective Select Broker Portal is designed to give brokers exactly what they need
We’ve recently introduced several updates to make Connective Bridge more flexible and accessible for you and your clients.
For Australians facing barriers to credit, Connective Solutions provides flexible lending options to help clients get back on track, and now, with even better value.
In 2024-2025, 156,000 people retired, with an average age of 63.8 years.
Connective Elevate’s Residential Construction Loans are designed to keep things simple, flexible, and easy to manage
Help your clients spring into a fresh start.
We’re nearing the final stage of transitioning Adelaide Bank customers to the Bendigo Bank system.
There are plenty of reasons Australians are still paying a mortgage into their 60s (and beyond):
New range of residential and commercial property loans offers flexible digital solutions.
Bigger sometimes is better – expanded loan sizes include Jumbo bridging loans.
With Connective Elevate, it’s about having a specialist in your corner to help with complex client questions
We know that not every client fits the mould.
Got clients juggling multiple loans - such as credit cards, personal loans, and mortgages?
We're committed to continuously innovating our product suite to help brokers deliver the best journey and outcomes for their clients.
First home buyers are one of the biggest borrower groups, but only 35% of Aussies feel confident they can afford to buy.
For a limited time, we’re offering an additional 0.25% p.a. discount exclusively for new applications submitted between 13 August and 12 September 2025.
These days brokers are tending to cast their net further afield than their local suburb when it comes to sourcing new clients.
Connective Advance possesses deep SMSF knowledge and experience, offering a wide range of structural options
A flexible funding solution for 60+ homeowners to support long-term retirement needs.
When a scenario falls outside of the typical structure we can offer the flexibility needed to get the deal done.
A Commercial Lease Doc loan that accepts specialised securities? You bet
As we are officially in a new financial year, there are two key topics to keep in mind when it comes to SMSFs
Help your clients save time, energy, and money with our Combo Loan offe
Connective Select, funded by Bendigo Bank, offers home loan solutions designed for flexibility.
Whether it’s an expat Aussie working abroad or an overseas investor keen to buy locally, we have a home loan to suit.
Sometimes, all it takes is a fresh lick of paint to get a property looking its best.
New financial year, fresh opportunities - which means tax returns, financial resolutions, and fresh budget trackers for you and many of your clients.
Simplified self-certification for self-employed borrowers
What's important is to help build your awareness on the key changes in superannuation while equally making sure you keep your conversations to credit advice.
With the commercial property forecast to improve through to 2026*, now is the time to position yourself, and your clients for growth.
With only an estimated 35–40 per cent of commercial loans introduced by brokers, the growth opportunity to diversify is huge. Will you be one of the brokers that benefits from the 60%?
Connective brokers now have access to a powerful new solution designed to support
Brokers working with self-employed customers now have a smart new solution to offer — Connective Horizon’s Alt Doc Construction Loan
This structure gives your client greater flexibility and a more competitive rate once their sale is complete.
The borrowers were brothers, both directors and shareholders of the borrowing and trading entitles on the loan
Following the recent May RBA announcement, we're happy to announce that we've passed on the 0.25% p.a. rate cut
Ease the fees for your customers with the purchase, investment, refinance or equity release of a combination of loans
Following the recent Reserve Bank of Australia's official cash rate cut in May, Connective Bridge will lower interest rates by 0.25%.
Following the recent May RBA announcement, we're happy to announce that we've passed on the 0.25% p.a. rate cut across all products for new applications from 20 May 2025*.
For a limited time we're offering a reduced 0.50% Establishment Fee, as well as a discounted 0.10% Investor and 0.10% Interest Only
Starting from Monday 2 June, we will transition from using IDyou to InfoTrackID where digital customer identity verification (VOI and KYC) is completed.
