Special 25 bps Rate Reduction: Backing Clients When They Need It Most

ABNs only six months old? Got mortgage arrears? Or maybe they’re discharged from bankruptcy?

Let’s workshop it together

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Important Information
Information is correct as of 20 November 2025 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria, and lending limits. Terms, conditions, fees and charges apply.

*Rate promotion applies to new Near Prime, Specialist and Specialist Plus home loan options applications. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted and conditionally approved between 12:00am AEDT 14 October 2025 and 11:59pm AEDT 11 December 2025. Applications lodged after the Promotion period will be offered the interest rate, fees, and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.

© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.