About Connective Complete

Connective Complete, backed by Connective, offers flexible and practical lending solutions designed to meet a wide range of financial needs. Whether you’re self-employed, refinancing, consolidating debt, investing through an SMSF, or purchasing residential or commercial property, Connective Complete provides adaptable options to suit your circumstances. With competitive rates, flexible documentation, and a streamlined experience, Connective Complete makes lending simple and accessible.

So if you are a...

Self-employed and complex borrowers - including companies, trusts, and layered structures - who need flexible lending options.
Customers consolidating personal, business, or ATO debts - even with non-standard credit histories, discharged bankruptcies, or minor defaults.
SMSF trustees purchasing or refinancing residential or commercial property.
Investors and business owners seeking equity release for future investment, equipment, or stock.

Then Connective Complete might have a solution for you!

Key features:

Assessor-led decisions without rigid credit scoring - your situation is judged on merit.
Flexible income verification using both Full Doc and Alt Doc approaches.
Broad lending range including residential, commercial, SMSF, construction, bridging and land.
Debt consolidation and equity release options for personal, business or ATO liabilities
Acceptance of non-standard credit histories including defaults and discharged bankruptcies
High loan limits and LVRs depending on loan type and borrower profile

Our goal is to help you achieve yours

Flexible solutions
Tailored Full Doc and Alt Doc lending options for a wide range of borrower types, including self-employed clients, investors and SMSFs.
Simple, stress-free experience
Enjoy competitive rates, fast turnaround times and an easy-to-use client portal to manage your loan anytime, anywhere.
Real assessments 
Every application is personally reviewed by an experienced assessor to ensure fair, flexible outcomes without automated credit scoring.

Contact us today to find a local Connective broker

Connective Broker Services Pty Ltd ACN 161 731 111 CRN 437202 authorised under Australian Credit License Number 389328 is the promoter of the Connective Horizon products. Brighten Home Loans Pty Ltd ACN 620 839 983 is the credit provider for these loans which are managed and serviced by Brighten Financial Pty Ltd ACN 628 356 669 Australian Credit License Number 512386.