Evolving to meet your needs: Connective Advance expands its Commercial range
At Connective Advance we work exclusively with mortgage brokers. We're committed to continuously innovating our product suite to help brokers deliver the best journey and outcomes for their clients.
Recent product enhancements
Effective 23 September 2025
| Commercial Mid Doc ≤ $4M |
Commercial Quick Doc |
Commercial SMSF ≤ $4M |
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Loan amounts and LVRs now aligned with Commercial Full Doc
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ICR reduced to 1.75:1 for over $2M
|
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Increased maximum loan amount to $4M
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Introduced $3M tier for populations >20K
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Interest Only LVR now aligned with Principal & Interest LVR, permitting up to 80% LVR.
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| Commercial Lease Doc |
Commercial Full Doc ≤ $4M |
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Increased the maximum loan amount to $4M
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Introduced $3M tier for populations >20K
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Reduced the ICR to 1.25:1
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Rental income definition now adjusted to Net Rent
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Introduced $3M loan amount up to 80% LVR tier
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Postcode Calculator
Recent policy updates
Effective 23 September 2025
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PAYG income verification for Residential Full Doc is now 2 x payslips ≤ 6 weeks old. Letter of employment and bank
statement are no longer required.
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Childcare Centres will now be treated as a standard commercial property, eligible for Commercial Full Doc, Commercial
Mid Doc, Commercial Quick Doc, Lease Doc and Commercial SMSF
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Now using SmartVal residential valuation type for faster valuation process
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SMSF loans where all members are in pension phase now considered
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In one line valuation policy expanded, please reach out to your RM for more details!
Product and Rate Information
Let’s have a chat
If you’d like to know more about what Connective Advance has to offer, please reach out to your Connective Lending Manager or your Connective Advance BDM.
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