Clients paying more than they need to? There’s now a faster, simpler option for eligible SMSF clients to refinance. A light touch serviceability assessment based on the last 6 month’s repayment history if:
Plus: limited time $0 application fee for Prime Seriously Easy SMSF Refi loans with residential securities until 1 June 2026 - and interest rates from 6.84% p.a.
If you have an SMSF client paying more than they need to, your Connective Lending Manager or Connective Solutions BDM can help you assess whether this refinance pathway is a fit.
Information is correct as of 17 April 2026 and is subject to change.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
SMSF loans are available for corporate trustees only. Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time. Refer to the rate card for our full range of interest rates and fees.
© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian credit licence 286655 is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.
1Seriously Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO.
2Application Fee promotion applies to eligible new Prime Seriously Simple SMSF Refi applications, with a residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2025 and 11:59pm AEST 1 June 2026.
