Super remains insulated from proposed CGT and negative gearing changes. Expenses can still be offset against all fund income, with CGT at 10% in accumulation and 0% in retirement phase.
We anticipate stronger demand for established residential investment properties within SMSFs, as investors prioritise stability and long-term performance over new builds.
Increased competition from owner occupiers and a potential tilt of investor demand toward new developments may reshape buying dynamics. At the same time, depreciation benefits play less of a role, reducing the appeal of new stock.
As SMSF investor preferences continue to evolve, your Connective Lending Manager or Connective Elevate BDM can help identify opportunities and discuss suitable lending scenarios.
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