A competitive rate remains important for many borrowers. But in today’s market, the bigger challenge is often finding a lender with policy settings flexible enough to reflect the reality of a client’s circumstances.
Not every strong borrower fits neatly into a standard assessment model. You may be working with:
In these scenarios, the question is not simply whether the client deserves a competitive rate — it is whether they can access one.
That is where flexible lending solutions can play an important role in your toolkit. They give you more ways to move beyond a standardised profile and identify an option that better aligns with your client’s broader circumstances.
Connective Select is designed to help you support clients whose circumstances may fall outside traditional lending parameters, while still providing competitive pricing. The proposition is now stronger, with reduced rates available from 14 September to 30 October 2026 on eligible owner occupied and investment principal and interest loans up to 80% LVR.
During the campaign period, owner occupier rates start from 5.94% p.a. on basic products and 5.99% p.a. on offset products. Investor rates start from 6.09% p.a. and 6.14% p.a. respectively.
The rate reduction is only part of the story. Connective Select also offers:
This campaign gives you a timely reason to revisit clients who have been difficult to place, or whose circumstances call for a more flexible assessment. Competitive pricing creates the most value when your client can qualify for it.
To discuss a scenario and determine whether Connective Select could suit your client, contact your Connective Lending Manager.
