Self-employed clients do not always fit neatly into standard income verification pathways. Connective Select’s Simple Self-employed policy gives brokers a practical option to know when working with eligible clients who have a clear trading history and consistent income evidence.
With a 1 business day SLA, this policy niche can help you assess suitable self-employed scenarios quickly and with confidence.
To be eligible, the business must be registered and trading for 3+ years, with no LMI, and a CCR One Score of 751 or above.
Income verification is also straightforward. All that’s needed is either:
No addbacks or non-recurring income adjustments are permitted.
This can be a useful pathway for eligible self-employed clients where the income story is simple, the documentation is clear, and speed to assessment matters.
For self-employed scenarios where the client has a strong trading history and clear income evidence, your Connective Lending Manager or Connective Select BDM can help you work through the policy requirements and next steps.
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