From 1 July 2027, negative gearing benefits will be limited to newly built residential properties, while existing properties purchased after 12 May 2026 will face restrictions on how rental losses can be claimed.
With current property owners grandfathered into existing rules, the changes are expected to increase the appeal of new-build investments. For brokers, this presents an opportunity to help investors maximise potential tax benefits while supporting long-term wealth creation through property.
This version is more concise, easier to scan, and focuses on the borrower conversation brokers are likely to have with investor clients.
Beyond potential negative gearing benefits, Connective Horizon Construction Loans provide flexible solutions designed to support clients from land purchase through to completion while helping maximise borrowing capacity.
For investor scenarios involving construction finance, your Connective Lending Manager or Connective Horizon representative can help discuss available lending solutions.
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