For many SMSF clients, refinancing can feel like a lengthy process, even when they've maintained a strong repayment history. That's where Connective Solution's Seriously Easy SMSF Refi option could open the door to a faster, more straightforward solution.
If your client has been making their repayments on time and is looking to refinance the same loan amount (plus loan setup fees), they may qualify for a streamlined assessment process. Instead of extensive servicing calculations, eligibility can be assessed using six months of repayment history, helping reduce complexity and save valuable time.
There’s still time for eligible corporate trustee SMSF clients to take advantage of our faster, simpler refinance option. A light touch serviceability assessment1 based on the last 6 month’s repayment history if:
Eligible Prime Seriously Easy SMSF Refi loans secured by residential property can access a $0 application fee, with interest rates from 7.34% p.a.3, for a limited time.
With the promotion ending 12 November 20262, now is a great time to review your SMSF clients' current lending arrangements and identify opportunities to help them save.
If you have a client who may benefit from lower repayments, a simpler refinance process or both, submit a scenario and see what's possible.
Information is correct as of 29 October 2026 and is subject to change.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. We recommend clients consult a licensed financial or tax adviser.
SMSF loans are available for corporate trustees only. Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time. Refer to the rate card for our full range of interest rates and fees.
1Seriously Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO.
2Application Fee promotion applies to eligible new Prime Seriously Simple SMSF Refi applications, with a residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2025 and 11:59pm AEST 12 November 2026.
3SMSF loan variable interest rates range from 7.34% p.a. – 10.24% p.a. The actual interest rate will depend on the borrower’s circumstances and the information verified during the loan application assessment.
