Deliver more value for your clients with sharper pricing-up to 60bps cut from Near Prime commercial loans. We’ve increased the maximum LVR for SMSF commercial security loans to 80%, giving your clients more capacity to invest and grow.
Your favourite promo is sticking around. Until 18 May 2026, your clients can continue to access no LPF or Risk fee (similar to LMI) up to 90% LVR on our Prime Home Loan (Full Doc) option for residential properties. Your owner-occupied and investor clients could save thousands. Prime eligibility criteria applies.
Rates have been reduced by up to 60bps, which should help on deal size and serviceability.
The maximum LVR has increased to up to 80% for SMSF commercial security loans. We’ve also reduced rates across Prime SMSF residential security loans.
These changes should open up a few more options across residential, commercial and SMSF scenarios.
Your Connective Lending Manager or Connective Solutions BDM can help you navigate these updates and identify opportunities across Residential, Commercial and SMSF deals.
Information is correct as of 17 March 2026 and is subject to change. Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. © Pepper Money Limited ABN 55 094 317 665; AFSL and Australian credit licence 286655 is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Loan Protection Fee promotion applies to new Prime Home Loan (Full Doc) purchase applications for residential securities up to 90% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted and conditionally approved between 12:00am AEDT 1 April 2025 and 11:59pm AEST 18 May 2026.
