Our team have deep SMSF knowledge and experience, offering a wide range of structural options such as;
- Tenants in common
- In-specie transactions and,
- Bespoke unit trust arrangements
Our ability to utilise projected concessional and non-concessional contributions for servicing is particularly beneficial for newly established funds or those seeking higher LVRs or loan amounts.
We can also refinance Related Party Member Loans that support real property at lower interest rates than the current ATO safe harbour deemed rate.
- Associated party leaseback - which allows an associated party such as a member’s own business to lease the commercial property at market rent. This arrangement makes strong financial sense, as business owners can benefit from owning their premises and building wealth, rather than paying rent.
- Tenants in common - where two or more parties each hold a defined share of a property. This structure can allow SMSFs to access more valuable properties than they could afford alone, or to partner with other investors for strategic reasons.
- In-specie transfers – which allow the transfer of an asset into or out of an SMSF without selling it for cash. Instead of liquidating the asset and contributing the proceeds, the asset itself is contributed or distributed "in its current form”.
Support for complex SMSF structures
Refer to our Product Info and Rates for full details or Contact the team if you have a SMSF scenario you’d like to discuss.
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